Fee Disclosure
  • Money Box
  • Mach Fixed Deposit
  • Dream Jar
  • Mach Credit Card
  • Cruise Control
  • I.O.U. Personal Loan

Money Box Deposit Account

Description Fees / Charges*

Close Account by Customer
(excluding interbranch transfer of account)

  • Current Account (within 6 months from account opening)
  • RM20.00*

  • RM20.00*

* or outstanding balance whichever is lower

Interbank GIRO
  • ATM
  • Internet Banking
  • OTC at Hong Leong Bank & Hong Leong Islamic Bank branches

  • RM0.30 per transaction
  • RM0.10 per transaction
  • RM2.00 per transaction
SMS Notification Service
  • First 20 SMS alerts per calendar month
  • Subsequent SMS alerts sent during the calendar month

  • Nil
  • RM0.50 per unit
Dormant Account
  • Dormant Account for one year or more with remaining available balance of RM10 and below
  • Dormant Account for one year or more with remaining available balance of RM10.01 and above

  • RM10.00

  • RM10.00 yearly*

* or remaining balance, whichever is lower


MyPal Convenience Line

Description Fees / Charges*

You are allowed to transact as many times in a single day until you reach RM200.

The Prescribed Fee is RM15 each time the Customer utilizes MyPal.


Debit Card Fees

No Description Fees / Charges*

a)

Issuance of Mach Debit Card

RM8.00 per card
b) Annual Fee RM8.00 per card
c) Card Replacement Fee
For damaged Mach Debit Card due to Cardholder’s fault, lost/stolen, conversion from Generic Debit Card to Character Card or vice versa.
  Money Box Deposit Account RM18.00 per card
d) Debit Card Monthly Statement (eStatement) RM0.00 per copy
e) Sales Draft Retrieval Fee RM20.00 per copy
f) Ad-hoc Printed Statement Request RM10.00 per request
i. up to 1 year ago RM2.00 per page
ii. more than 1 year ago RM5.00 per page
g) Conversion Fee for Overseas Transaction The transaction in foreign currency shall be converted at the foriegn exchange rate and spread, if any, as determined by Visa / Mastercard International, plus 1% markup imposed by the Bank.

* Subject to Government Tax, if applicable.


Important note:

  • Please visit Hong Leong Bank's corporate website (www.hlb.com.my) for the non-exhaustive list of fees and charges, or visit any of our branches for further information.

Mach Fixed Deposit Account

Description Fees / Charges*
Dishonoured Cheque (Inward Return)
for postdated reason only
RM10 per cheque returned

* Subject to Government Tax, if applicable.


Important notes:

  • Stamp duty fee (subject to Government Tax, if applicable).
  • Please visit Hong Leong Bank's corporate website (www.hlb.com.my) for the non-exhaustive list of fees and charges that are subjected to Government Tax, or visit any of our branches for further information.

Dream Jar Savings Account

Description Fees / Charges*
Close Account within 3 months from account opening
(excluding interbranch transfer of account)
  • RM20.00*
* or outstanding balance whichever is lower
SMS Notification Service
  • First 20 SMS alerts per calendar month
  • Subsequent SMS alerts sent during the calendar month

  • Nil
  • RM0.50 per unit

* Subject to Government Tax, if applicable.


Important note:

  • Please visit Hong Leong Bank's corporate website (www.hlb.com.my) for the non-exhaustive list of fees and charges, or visit any of our branches for further information.

Mach Credit Card/Mach Signature

Description Fees / Charges*

Annual Fees

  • Mach Credit Card
    Principal
    Supplementary

  • Mach Signature
    Principal
    Supplementary


RM160.00
RM80.00


No Annual Fee.
Waiver for first 3 supplementary cards, subsequent at RM300.00.

Credit Card Service Tax

  • Mach Credit Card
    Principal
    Supplementary

  • Mach Signature
    Principal
    Supplementary


RM25.00
RM25.00


RM25.00
RM25.00

Finance Charges
i. Retail Purchases
  • Cardholders who promptly settle their minimum payment due for 12 consecutive months.
  • Cardholders who promptly settle their minimum payment due for 10 consecutive months
  • Cardholders who do not fall within the above categories
ii. Cash Advance
  • 18% p.a. of the outstanding amount calculated on a daily basis from transaction date until full repayment date.
iii. Balance Transfer
  • Subject to promotional rates (may vary from time to time)


  • 15.0% p.a.

  • 17.0% p.a.

  • 18.0% p.a.

  • 18.0% p.a.
Cash Advance Fee
  • The cash advance fee is 5% of the amount advanced or a minimum of RM20, whichever is higher. This is imposed for each cash advance transaction.
Minimum Monthly Repayment
  • 5% of the outstanding balance or a minimum of RM50, whichever is higher.
Late Payment Charge
  • Minimum RM10 or 1% of the total outstanding balance as at statement date, whichever is higher, subject to a maximum of RM100.
Interest Free period for retail purchase Transactions
  • 20 days from statement date provided the current balance of your previous statement is fully paid by payment due date. Otherwise, interest shall be charged on retail purchase transactions from respective posting dates.
Card Replacement Fee
  • Any card replacement will be subjected to a replacement card fee of RM50, (or such amount as may be determined by the Bank from time to time).
Conversion for Overseas Transactions
  • The conversion rate as determined by American Express, Visa International, and/or Mastercard International plus any transaction fee levied by American Express, Visa International or Mastercard International and 1% administration cost imposed by the Bank.
Add-on Category Fee (for Mach Credit Card only)
  • RM5 per quarter (3 months) for each Add-On Category

* Subject to Government Tax, if applicable.


Important note:

  • Please visit Hong Leong Bank's corporate website (www.hlb.com.my) for the non-exhaustive list of fees and charges, or visit any of our branches for further information.

Cruise Control Car Loan

Description Fees / Charges*
One time Set-up fee RM200.00
Monthly maintenance fee  RM10.00 
Stamp Duties  RM10.00 per agreement 
Administrative fee  RM35.00 
e-Ownership Claim  RM3.00 
JPJ Transfer and ownership fee (applicable for used car only)  RM150.00 (excluding JPJ runner’s fee and incidental charges) 
Late payment penalty  2% above the prevailing rate of term charges 

* Subject to Government Tax, if applicable.


Important note:

  • Please visit Hong Leong Bank's corporate website (www.hlb.com.my) for the non-exhaustive list of fees and charges, or visit any of our branches for further information.

I.O.U. Personal Loan

Description Fees / Charges*
Stamp Duty 0.5% of the approved amount upon disbursement
Late charges 1% above the prescribed interest rate on the installment in arrears or a minimum of RM25.00, whichever is higher.

Example:

Monthly installment : RM1,390.00
Prescribed Interest Rate : 12.00%
Late Charge Rate : 1.00%
Installment Due Date 25/07/2012
Date of Payment 10/08/2012
(16 days late; i.e. from 25/07/2012 to 09/08/2012)
Late Charge = 16 x RM1,390.00 x 1.00%
365
= RM0.61

RM25.00 (minimum late charge amount is applicable)

Late Charge is debited to the account a day before the repayment due date.


* Subject to Government Tax, if applicable.


Important note:

  • Please visit Hong Leong Bank's corporate website (www.hlb.com.my) for the non-exhaustive list of fees and charges, or visit any of our branches for further information.

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